Company brief · updated 2026-10-19
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Today: Personal loan marketplace and the Prosper® Card (site)
Roles: Director, Credit Risk Analytics · Sr. Director, Credit Risk Analytics · Data Scientist, Credit Risk Analytics
Requirements mention: ML/AI models · automated decisioning strategies · Machine Learning models · automated credit decisions · machine learning expertise
Inference: the company is investing in machine learning-based underwriting and automated decisioning across both personal loans and the card business, based on three credit risk postings that name ML models and automated decisions.
Today: "Personal loans up to $50K" (site heading)
Roles: Senior Manager, Loan Operations
Requirements mention: moving from manual, touch-heavy procedures to a streamlined, automated operational workflow · process improvements · workflow efficiencies · oversee key vendor relationships
No inference drawn; this rests on a single posting.
Today: Personal loan marketplace and the Prosper® Card (site)
Roles: Sr. Product Manager, Core Experience
Requirements mention: Second Product Adoption · ARPU · Personal Loans · Credit Card products · multi-year vision
No inference drawn; this rests on a single posting, open since June 2026.
Today: "Personal loans up to $50K" (site heading)
Roles: Corporate Legal Counsel (Capital Markets)
Requirements mention: institutional loan sales · securitizations · secured lending
No inference drawn; this rests on a single posting.
Today: "Investing & IRAs to diversify your portfolio" (site heading)
Roles: VP of Marketing
Requirements mention: performance-based acquisition · market-leading brand positioning
No inference drawn; this rests on a single posting, open since March 2026.
Today: Internal function; not tied to a product
Roles: People Operations Manager · Program Manager, People Programs
Requirements mention: HR operations · employee lifecycle processes · HR technology stack · onboarding · performance management
Inference: the company is staffing HR operations and people programs, based on two People & Places postings covering HR systems and programs.
| Department | Open |
|---|---|
| Finance | 4 |
| Marketing | 2 |
| Product & User Experience | 2 |
| People & Places | 2 |
| Operations | 2 |
| Legal & Compliance | 1 |
| Technology | 1 |
Of 14 open roles, Finance leads with 4 (three in Credit Risk Analytics and one in collections), Operations has 3 (all in Phoenix), and Product & User Experience and People & Places have 2 each, with Legal & Compliance, Technology and Marketing at 1 each; 7 roles opened in the last 30 days against 3 in the prior 30, and 2 closed.
Seniority: By title: 1 VP, 4 director-level (including 1 Sr. Director), 4 manager titles, and 5 individual-contributor roles.
Skills named most: credit risk management, underwriting, Machine Learning models, automated credit decisions, DesignOps, Zendesk, HR technology stack, employee lifecycle processes, vendor partnerships, structured finance, securitizations, performance-based acquisition
Locations: San Francisco Bay Area (5 roles, not listed as remote), Phoenix, AZ (3 roles, not listed as remote), United States (6 roles, remote).
If you're applying: The three credit risk roles, the legal, application security and VP of Marketing roles are remote within the United States; the Bay Area and Phoenix roles are not listed as remote. Check each posting's listed requirements against your background before applying.
If you're selling or recruiting: The record is listed as BillGuard (billguard.com), but the website and several postings name Prosper, so confirm the employer name before reaching out. Start with the three Credit Risk Analytics roles in Finance, then the Bay Area product and People roles. VP of Marketing (open since March) and Sr. Manager, Application Security (open since April) have been open the longest.
| Title | Department | Location | Posted |
|---|---|---|---|
| Sr. Lifecycle Marketing Specialist | Marketing | San Francisco Bay Area | 2026-10-23 |
| Director, Collections Strategy & Analytics | Finance | San Francisco Bay Area | 2026-10-16 |
| Director of User Experience (UX) | Product & User Experience | San Francisco Bay Area | 2026-10-14 |
| People Operations Manager | People & Places | San Francisco Bay Area | 2026-10-13 |
| Senior Manager, Loan Operations | Operations | Phoenix, AZ | 2026-10-09 |
| Director, Credit Risk Analytics | Finance | United States (remote) | 2026-10-01 |
| Learning & Development Specialist | Operations | Phoenix, AZ | 2026-09-28 |
| Corporate Legal Counsel (Capital Markets) | Legal & Compliance | United States (remote) | 2026-09-08 |
| Program Manager, People Programs | People & Places | San Francisco Bay Area | 2026-08-29 |
| Sr. Director, Credit Risk Analytics | Finance | United States (remote) | 2026-08-08 |
| Data Scientist, Credit Risk Analytics | Finance | United States (remote) | 2026-08-05 |
| Sr. Product Manager, Core Experience | Product & User Experience | San Francisco Bay Area | 2026-06-09 |
| Sr. Manager, Application Security | Technology | United States (remote) | 2026-04-07 |
| VP of Marketing | Marketing | United States (remote) | 2026-03-30 |